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Health
Insurance for Canada Travel
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by: Steve
Cogger
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While
we as U.S. residents think
often about travel insurance
coverage when we're traveling
overseas we're not so quick to
worry about health insurance
for Canada travel. This is
especially true if our voyage
to Canadian provinces is by
car and not by air. We don't
expect to need health
insurance for Canada travel to
protect us from exotic
diseases or militant
uprisings.
Health insurance for Canada
travel should not be ignored,
however. Your medical
insurance provider in the U.S.
will typically only cover a
medical emergency in Canada if
the emergency was precipitated
in the U.S. and the nearest
emergency medical care is
Canadian. This is especially
true if you're a senior
citizen whose only form of
medical insurance is Medicare.
Health insurance for Canada
travel is, therefore, a must.
When you're shopping for
coverage you'll want to
consider several things in
your decision. They are: what
is excluded from coverage
(what particular incidents and
situations would your trip
coverage not reimburse you
for); what sports you can
participate in and still be
covered by your health
insurance for Canada travel;
whether you might be excluded
from coverage for a
pre-existing condition? and if
there is a deductible?
The coverage that is customary
is for hospital stay, although
the per day limitations and
ceilings will vary plan to
plan; medical care, in-patient
and outpatient, including
physician fees, as well as
those for any nursing care,
surgery or anesthesia; medical
testing such as x-rays and
laboratory work;
transportation to or from
medical care by ambulance;
medical care provided by a
private RN (registered nurse);
medical equipment such as
wheelchairs, walkers, splints
and slings; prescription
medicine; and the cost of
repatriation of the remains of
a deceased member of your
travel group.
Probably the most crucial part
of the plan your choose for
health insurance for Canada
travel must be good coverage
in the case of an emergency
evacuation back to your home
for medical reasons. This is
especially true if you are
traveling by airline. The cost
of changing travel plans,
especially if you've purchased
non-refundable tickets and
must now arrange a new flight
last minute can be exceedingly
costly. Even from Canada, you
must assume a cost of $10,000
for this coverage alone.
Planning ahead by purchasing
health insurance for Canada
travel will go a long way
towards making your Canada
vacation a serene stay.
About the Author
Steve Cogger, an active
traveler, has developed thehttp://www.1-Happy-Traveller.com"
target="_blank">1
Happy Traveller website for
your convenience. Visit today
for all of your travel
insurance needs.
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-
Great Gifts
from Japan -
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Japanese
Puzzle
Box
- Our
puzzle
boxes
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The
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generations
since
the
Edo
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Japanese
Sake
Sets
-
The
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Japanese
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Add an
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These
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Dishes,
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Woodblock
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created
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